Beema Finance LLC (together with its affiliates and subsidiaries, “Beema Finance”, “we”, “us” and “our”) respects and protects the privacy of visitors to our website and our customers. This Privacy Policy describes the type of information that we collect from you—as well as our practices for using, protecting and disclosing that information. This Privacy Policy covers all of your interactions with Beema Finance, whether through https://beema.finance (web or app, “the Site”), associated websites, the Beema Finance platform (“the Platform”) or any other products or services provided to you by Beema Finance (collectively, the “Services”).

Please read this Privacy Policy carefully before using the Site or accessing any of the Services. We may supplement this Privacy Policy with the following**:**

  1. Specific Terms Agreed to by You. If you qualify to participate in one or more Beema Finance products or services, we may ask you to enter into one or more supplemental agreements with us. In such an event, the terms contained in those agreements will supplement the below provisions relating to the collection, use, sharing and securing of your information.
  2. Other Supplemental Notices. Additionally, we may supplement this Privacy Policy with other supplemental notices posted on specific web pages within the Site. These supplemental notices describe the information we collect via particular pages or services on the Site in more detail.
  3. Partner Privacy Policies. Some of the Services that Beema Finance provides are offered in partnership with third parties. To access those Services, you may be required to agree to additional terms and conditions directly with such third parties and those terms shall supplement how Beema Finance and those third parties share information in order to offer such Services.

Acceptance of This Privacy Policy

By accessing any of our Services, you are agreeing to the terms of this Privacy Policy. If you do not agree with the terms of this Privacy Policy, you should discontinue your use of the Site or any Services.

Amendments to This Privacy Policy; Changes to Your Information

We may change this Privacy Policy or any supplemental notices or policies at any time to reflect changes in our practices. Such changes will not be effective until the revised Privacy Policy or other materials are posted on the Site. If we make a significant change, we will also notify you via e-mail or other electronic communication.

It is important to keep any information that you provide to us up to date. If any information that you have submitted to us in connection with your use of the Services changes, it is your duty to update such information or notify us of the change.

Information We Collect

Beema Finance collects information that identifies you as well as other types of information about your activities on the Site and use of the Services. We describe each of these categories of information and how we collect each of these categories in more detail below:

  1. Information You Provide Us. We collect information that you provide us, including things like:
    1. Personal Information. This includes (and is not limited to) your name, email address, physical address.
    2. Identity Verification Information. In order to verify your identity, we may require you to provide us with certain government issued identification such as a driver’s license or passport.
    3. Security Information. To keep your information and account secure, we will require information such as your username and password.
    4. Financial Information. To facilitate deposits, withdrawals and other transactions, you may be required to provide us with your bank account information, payment card information and other relevant details.
    5. Other Information. From time to time, you may provide us with other information about you as a part of customer support correspondence, feedback surveys and other interactions between you and Beema Finance.
  2. Information Collected Automatically. Certain other information will be collected automatically while you are using the Site or the Services, including things like:
    1. Browser-Based Information. We use “cookies”, “pixel tags,” “web beacons” and other technologies to collect information about your use of the Site. This information to improve the quality of our Services, to keep our Site secure and to make your experience on the Site more meaningful and intuitive (for example, by remembering your preferences or providing you with a localized experience).
    2. Online & Device Identifiers. This includes things like which device, operating system and browser you are using, IP address, location data and device event information, such as Site crashes and the date and time of actions taken on the Site.

How We Use Your Information

We collect and process your information for a number of reasons, including:

  1. To provide you with the Services. We cannot provide the Services to you without collecting certain personal and financial information. For example, in order for you to complete certain transactions between your bank account and the Platform, we need to gather information related to your bank and that transaction.
  2. To comply with legal requirements. Beema Finance is subject to various legal and regulatory compliance obligations that require us to verify your identity in connection with providing the Services.
  3. To keep your account secure. In order to prevent fraudulent transactions and make sure that only you can access your account, we need to verify your identity and your security credentials during log-in and in connection with completing certain transactions.
  4. To provide you with customer support. In order to communicate with you, troubleshoot potential issues or answer any questions you might have, we need to be able to access certain information you provide to us or that we collect through your use of the Site and the Services.